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Card PayIn Service

Hello Clever’s Card PayIn Service is crafted to provide businesses with an efficient, versatile way to accept card payments. Supporting major card schemes and digital wallets, Hello Clever’s service maximises customer reach and conversion while simplifying reconciliation and fund management.

Key Features of Card PayIn Service​

Our Card PayIn Service offers businesses essential advantages, including flexible surcharging, digital wallet compatibility, and secure settlement processes that enhance both business flexibility and customer convenience.

Supported Payment Methods​

Hello Clever’s Card PayIn Service accepts payments from Visa, Mastercard, and other major card providers, as well as Apple Pay and Google Pay for seamless, contactless transactions.

Digital Wallets for Higher Conversion Rates

💡 By enabling Apple Pay and Google Pay support, Hello Clever helps businesses tap into the growing trend of mobile payments, offering a smoother, faster checkout experience that’s especially popular among mobile users.

Technical Features​

  • Tokenisation and Encryption: Our infrastructure tokenises card data and uses robust encryption to safeguard sensitive payment details.
  • Digital Wallet Integration: Supporting Apple Pay and Google Pay means easy, secure transactions on mobile devices, reducing friction at checkout.

Settlement and Surcharge Options​

Hello Clever’s card processing service includes flexible settlement options and configurable surcharges, allowing businesses to manage costs effectively.

  • Industry-Standard Settlement Times: Funds are credited within industry-standard timeframes, ensuring timely cash flow for operational stability.
  • Surcharge Options: Merchants can apply a surcharge to card payments, shifting transaction fees to customers when necessary. This can be configured easily within the Hello Clever Merchant Portal.

Technical Details​

  • PCI Compliance: We follow rigorous PCI standards, ensuring secure storage and transmission of cardholder data to protect businesses and customers.
  • Fraud Detection and Monitoring: Our service includes real-time fraud detection protocols, alerting businesses to suspicious transactions and minimising risk.

Float Account Credit for Card Transactions​

All card PayIns are credited to a float account, which helps centralise funds for streamlined access and management.

  • Multi-Currency Float Accounts: For businesses operating in various regions, float accounts in each currency simplify fund management across markets.
  • Automatic Reconciliation: Transactions are auto-reconciled within the float account, greatly reducing manual accounting tasks.

Integration Options for Card PayIns​

Hello Clever’s Card PayIn Service is available via Payment Gateway and API integrations, making it adaptable to different business needs:

  • Payment Gateway: Our secure, hosted checkout is ideal for online stores looking for a quick and secure setup.
  • API Integration: Provides customisable control over the payment flow, enabling businesses to tailor the customer experience and track transactions more precisely.